Metal Roofing vs Asphalt Shingles in Missouri’s Climate: Which One Lasts Longer
When Missouri homeowners face the critical decision of choosing roofing materials, longevity becomes paramount in a state known for its unpredictable and often severe weather. From devastating hailstorms that pummel the Columbia area to the scorching summers and frigid winters that test every roof across mid Missouri, the choice between metal roofing and asphalt shingles can determine whether you’ll replace your roof once or multiple times over the decades.
As a trusted roofing company serving Columbia, Jefferson City, and Lake Ozark for over a decade, Como Exteriors has witnessed firsthand how Missouri’s extreme weather conditions affect different roofing materials. Our expert team has installed and replaced countless roofs throughout central Missouri, giving us unique insights into which materials truly stand the test of time in our challenging climate.
The question isn’t just about upfront cost—it’s about long-term value, durability, and peace of mind when the next severe storm rolls across the Show-Me State. Let’s examine the evidence and help you make an informed decision about which roofing material will serve your Missouri home best.
Key Takeaways
- Metal roofing lasts 40-70 years in Missouri’s climate, while asphalt shingles typically last 15-25 years
- Missouri’s severe weather including hail, tornadoes, and temperature extremes significantly impact roofing longevity
- Metal roofs withstand Missouri’s harsh weather better but cost 2-3 times more upfront than asphalt shingles
- Proper installation and material quality are crucial for maximizing lifespan in Missouri’s challenging climate
- Long-term Missouri homeowners benefit more from metal roofing’s extended lifespan despite higher initial costs
The Clear Winner: Metal Roofing Lasts 2-3 Times Longer in Missouri

The data speaks for itself: metal roofing systems consistently outlast asphalt shingles by a factor of two to three in Missouri’s challenging climate. While asphalt shingles typically require replacement every 15-25 years, a properly installed metal roof can protect your home for 40-70 years with minimal maintenance required.
This dramatic difference in longevity means Missouri homeowners may need 2-3 complete asphalt shingle replacements during the lifetime of a single metal roof. Our roofing team at Como Exteriors has observed this pattern consistently across mid Missouri homes, particularly in areas frequently impacted by severe storms.
Metal roofing provides superior longevity despite Missouri’s harsh weather conditions, including the notorious hailstorms that regularly sweep through central Missouri. The inherent strength and weather resistance of steel and aluminum make metal roofs highly resistant to the impact damage, thermal cycling, and moisture penetration that significantly reduce the lifespan of traditional shingles.
Consider the mathematics: if you install asphalt shingles today expecting a 20-year lifespan, you’ll likely need complete roof replacement twice before a metal roof installed at the same time reaches the end of its service life. This reality has profound implications for both your budget and your peace of mind as a Missouri homeowner.
Why Missouri’s Climate Challenges Roofing Longevity
Missouri’s location in the heart of Tornado Alley subjects all roofing materials to some of the most demanding weather conditions in North America. Our state experiences temperature ranges from -10°F winters to 100°F+ summers, causing significant material expansion and contraction that accelerates wear on roofing systems.
The Show-Me State’s notorious hailstorms present perhaps the greatest threat to roof longevity. Areas like Columbia, Jefferson City, and Springfield regularly experience hailstorms with stones reaching golf ball size or larger. These storms damage roofing materials regularly, often requiring immediate repairs or premature replacement of entire roofing systems.
High humidity levels throughout Missouri’s summers, combined with frequent thunderstorms, create conditions that accelerate wear on traditional roofing materials. The constant cycle of moisture absorption and drying, particularly problematic for organic-based materials like asphalt shingles, leads to faster deterioration than in more stable climates.
Missouri’s tornado activity and severe thunderstorms routinely produce winds exceeding 60 mph, with some storms generating winds over 100 mph. These extreme winds test roofing durability annually, separating robust materials from those prone to wind damage. The state’s position along major storm tracks means severe weather isn’t an occasional threat—it’s an annual certainty.
Our climate demands roofing materials that resist impact damage from hail, withstand extreme thermal cycling between seasons, and prevent moisture penetration during prolonged rainy periods. Few materials meet all these requirements as effectively as properly installed metal roofing systems.
Metal Roofing Longevity in Missouri’s Harsh Environment
Steel roofing with proper coatings delivers exceptional performance in Missouri’s climate conditions, typically lasting 50-70 years when professionally installed. The galvanized steel and advanced coating systems we install, such as Kynar 500 finishes, provide superior resistance to both corrosion and UV degradation common in our intense summer heat.
Aluminum roofing systems offer excellent alternatives for mid Missouri homeowners, providing 40-60 years of service life with outstanding corrosion resistance. Aluminum’s natural resistance to rust makes it particularly well-suited for areas with high humidity and frequent rainfall, common throughout central Missouri.
Metal roofs maintain their structural integrity during Missouri’s frequent hailstorms, withstanding impacts from hail up to 2 inches in diameter without compromising the roof’s protective qualities. Our Como Exteriors installation teams regularly inspect metal roofs after severe hailstorms and consistently find minimal damage compared to neighboring asphalt shingle roofs requiring significant repairs.

The interlocking metal panels used in quality systems resist wind uplift forces exceeding 120 mph, well above the threshold commonly experienced during Missouri storms. This superior wind resistance prevents the edge lifting and panel separation that often affects other roofing materials during severe weather events.
Reflective coatings on metal roofing reduce thermal stress by reflecting significant portions of solar heat, helping extend the roof’s lifespan during Missouri’s blazing summers. This thermal management prevents the extreme temperature fluctuations that contribute to material fatigue in traditional roofing systems.
Factors That Extend Metal Roof Life in Missouri
Quality installation with proper fastening systems represents the foundation of long metal roof life in Missouri. Our certified installation team uses specialized fasteners and techniques designed specifically for central Missouri’s wind and weather conditions, preventing the premature failures often caused by inadequate installation.
Regular inspection and maintenance of flashing and penetrations every 5-10 years helps maximize metal roof longevity. While metal roofing requires minimal maintenance compared to asphalt shingles, professional inspections after major storms ensure small issues are addressed before they become costly problems.
Choosing appropriate metal thickness and coating systems for Missouri’s climate zone makes a significant difference in longevity. Thicker gauge metals and premium coatings cost more initially but provide substantially longer service life in our demanding weather conditions.
Proper ventilation systems prevent moisture buildup in the attic space, which can lead to condensation issues that reduce even metal roof longevity. Our expert team designs ventilation systems specifically for Missouri’s high humidity conditions, ensuring optimal roof performance for decades.
Asphalt Shingle Longevity in Missouri’s Climate
Architectural shingles represent the premium option in asphalt roofing, typically lasting 20-25 years in Missouri with proper installation and maintenance. These heavier, more durable shingles offer better wind resistance and impact protection than basic three-tab varieties, making them a popular choice for Missouri homes.
Three-tab asphalt shingles, while more affordable initially, typically last only 15-20 years in Missouri’s challenging weather conditions. The thinner construction and simpler design make these shingles more vulnerable to wind damage, thermal cycling, and impact from hail—all common threats in our climate.
Impact-resistant shingles engineered to meet Class 4 hail ratings may extend lifespan to 25-30 years in Missouri, representing the best performance available in asphalt roofing technology. However, even these premium shingles cannot match the longevity of properly installed metal roofing systems in our severe weather environment.
Missouri’s intense UV exposure during summer months causes granule loss and underlying mat exposure, leading to accelerated shingle deterioration. The combination of high temperatures, humidity, and UV radiation creates particularly harsh conditions for organic-based roofing materials like asphalt shingles.
Frequent storm damage requires ongoing repairs that gradually reduce overall asphalt shingle system lifespan. Even minor hail damage or wind-lifted shingles create entry points for moisture, leading to underlying deck damage that necessitates more extensive repairs over time.
Factors That Reduce Asphalt Shingle Life in Missouri
Hail damage from Missouri’s frequent severe storms causes immediate granule loss and exposed mat areas that accelerate shingle aging. Our roofing services team responds to numerous hail damage claims annually, with asphalt shingle roofs consistently showing more extensive damage than metal systems.
High winds common during Missouri thunderstorms lift and crack shingles, creating entry points for moisture infiltration. Once moisture penetrates the shingle barrier, underlying deck damage occurs rapidly, often requiring extensive repairs beyond simple shingle replacement.

Thermal cycling between Missouri’s hot summers and cold winters causes shingle expansion and contraction that leads to cracking, curling, and premature failure. This constant stress on the material significantly reduces the expected lifespan compared to more stable climate conditions.
Poor ventilation accelerates shingle aging by creating excessive attic heat buildup during summer months and moisture problems during winter. Many older Missouri homes lack adequate ventilation, creating conditions that can reduce shingle life by several years.
Head-to-Head Longevity Comparison for Missouri Homes
The longevity comparison between metal roofing and asphalt shingles in Missouri reveals a clear winner for homeowners focused on long-term value. Metal roofing provides a 40-70 year lifespan compared to the 15-25 year expectancy of even premium asphalt shingles in our climate.
Metal roofs require minimal maintenance throughout their service life, typically needing only periodic inspections and minor flashing adjustments. In contrast, asphalt shingles require regular repairs in Missouri’s storm-prone environment, with homeowners commonly facing significant repair costs every few years.
Warranty coverage reflects manufacturer confidence in longevity, with metal roofing systems offering 30-50 year warranties compared to 20-30 year coverage for premium asphalt shingles. These warranties provide additional security for Missouri homeowners investing in new roof systems.
Storm resistance represents perhaps the most crucial factor for Missouri homes. Metal roofing maintains its protective integrity even during severe hailstorms and high winds, while asphalt shingles frequently suffer damage requiring immediate repairs or replacement.
|
Comparison Factor |
Metal Roofing |
Asphalt Shingles |
|---|---|---|
|
Lifespan |
40-70 years |
15-25 years |
|
Maintenance |
Minimal |
Regular repairs needed |
|
Hail Resistance |
Excellent (2”+ hail) |
Poor to moderate |
|
Wind Resistance |
120+ mph |
60-130 mph (varies) |
|
Warranty |
30-50 years |
20-30 years |
Replacement cycles clearly favor metal roofing for Missouri homeowners planning long-term residence. One properly installed metal roof equals 2-3 asphalt shingle replacement cycles over a 50-year period, dramatically reducing the disruption and expense of multiple roof replacements.
Investment Analysis: Long-Term Value in Missouri
Initial investment costs for metal roofing typically range from $12,000-$18,000 for an average Missouri home, compared to $8,000-$12,000 for quality asphalt shingles. While metal roofing requires a higher upfront investment, the long-term financial picture strongly favors metal for most homeowners.
Lifetime roofing costs reveal the true value proposition when you consider replacement cycles. One $15,000 metal roof installation compares favorably to three separate $10,000 asphalt shingle replacements over the same 50-year period, not including inflation and increasing material costs.
Energy savings from metal roofing add substantial value for Missouri homeowners, typically providing $200-$400 annually in reduced cooling costs. The reflective properties of metal roofing help reduce attic temperatures during our brutal summer months, directly lowering energy bills year after year.
Insurance discounts for impact-resistant metal roofing help offset the higher initial costs over time. Many insurance companies offer premium reductions for homes with metal roofs due to their superior resistance to hail damage, fire, and wind—all common claims in Missouri.
Resale value increases more significantly with metal roofing installations due to their longevity, energy efficiency, and reduced maintenance requirements. Missouri home buyers increasingly recognize the value of metal roofing, particularly in areas with frequent severe weather.
Como Exteriors’ Professional Recommendation for Missouri Homeowners
Based on our over a decade of experience installing roofing systems throughout mid Missouri, Como Exteriors strongly recommends metal roofing for homeowners planning to remain in their homes for 15 years or longer. The superior longevity and weather resistance make metal an excellent investment for long-term Missouri residents.
Our expert team serving Columbia, Jefferson City, and Lake Ozark areas has installed both metal and asphalt systems extensively, giving us unique insights into real-world performance in Missouri’s climate. We provide honest assessments of which roofing material best suits each homeowner’s specific timeline, budget, and performance requirements.
Quality service remains our top priority regardless of the roofing material selected. Our certified installers ensure proper installation techniques that maximize longevity for both metal and asphalt systems, backed by comprehensive warranties that protect your investment.

Superior customer service includes thorough consultation to help you make the best materials choice for your specific situation. We provide detailed cost analyses, longevity projections, and maintenance requirements to ensure you have all information needed for an informed decision.
Our roofing services include free estimates for both metal and asphalt installations, allowing you to compare costs and benefits without obligation. Contact our office to schedule your consultation with our experienced team.
When Como Exteriors Recommends Asphalt Shingles
Homeowners planning to move within 10-15 years may benefit more from the lower upfront costs of quality asphalt shingles, particularly if budget constraints make metal roofing installation challenging. Short-term residence plans can justify the lower initial investment despite reduced longevity.
Budget-conscious projects where immediate affordability outweighs long-term value considerations may favor asphalt shingles. We work with homeowners to find solutions that provide adequate protection within available budgets while ensuring high standards of installation quality.
Homes in HOA communities with architectural restrictions may be limited to asphalt shingles if metal roofing options don’t meet aesthetic guidelines. Some traditional neighborhoods have covenant restrictions that limit material choices for maintaining curb appeal consistency.
Emergency situations requiring quick roof installation due to storm damage and insurance claim timelines may necessitate asphalt shingle installation. Insurance claim processes sometimes require faster installation schedules that favor readily available asphalt materials over custom metal orders.
Maximizing Roofing Longevity in Missouri’s Climate
Choosing certified installers experienced with Missouri’s unique weather challenges and local building codes ensures your new roof will perform as expected throughout its service life. Proper installation techniques make the difference between roofing systems that last decades and those requiring premature replacement.
Investing in proper ventilation systems prevents moisture buildup and thermal stress that reduce roof life regardless of material choice. Missouri’s high humidity conditions require carefully designed ventilation to prevent condensation issues that can damage even the best roofing materials.
Scheduling annual inspections after Missouri’s storm season helps address minor issues before they become major problems requiring costly repairs. Our team provides comprehensive inspection services to identify potential problems early when repairs are most cost effective.
Selecting materials rated for Missouri’s specific wind zones and impact resistance requirements ensures optimal performance in our severe weather environment. Building codes specify minimum requirements, but upgrading to higher-rated materials provides additional protection and longevity.
Maintaining gutters and drainage systems prevents water damage that can reduce roof life for any material. Proper water management around your home protects both the roofing system and underlying structure from moisture-related damage.
Frequently Asked Questions
How does Missouri’s hail affect the longevity of different roofing materials?
Missouri’s frequent hailstorms significantly reduce asphalt shingle lifespan through granule loss and mat exposure, often requiring premature replacement after severe storms. The impact damage from hail creates vulnerable areas that allow moisture penetration, accelerating the aging process beyond normal wear patterns. Metal roofing withstands hail up to 2 inches in diameter without structural damage, maintaining its protective qualities and expected lifespan even after severe hailstorms. Impact-resistant shingles help reduce hail damage but still suffer more extensive damage than metal roofing in Missouri’s severe hail events.
Does the initial cost difference between metal and asphalt shingles justify the longevity benefits in Missouri?
Over a 50-year period, metal roofing typically costs less than multiple asphalt shingle replacements when factoring in labor, disposal fees, and inflation-adjusted material costs. The math becomes even more favorable when considering that Missouri homeowners often need emergency repairs between scheduled replacements due to storm damage. Energy savings from metal roofing’s reflective properties add $200-$400 annually in reduced cooling costs during Missouri’s hot summers, while insurance discounts and increased home value often offset the higher initial investment within 10-15 years.
What maintenance is required to achieve maximum longevity for each roofing type in Missouri?
Metal roofing requires minimal maintenance consisting of annual inspections, gutter cleaning, and checking fasteners every 5-10 years. The smooth surface and interlocking design of metal panels naturally shed debris and resist moss growth common in Missouri’s humid conditions. Asphalt shingles need regular inspection for loose or damaged shingles, immediate storm damage repairs, and proactive replacement of worn areas before they allow water penetration. Both systems benefit from professional inspections after Missouri’s severe weather events to address issues before they reduce overall system lifespan.
How do Missouri’s temperature extremes affect the aging process of different roofing materials?
Missouri’s dramatic temperature swings from -10°F winters to 100°F+ summers cause expansion and contraction cycles that lead to faster aging in asphalt shingles through cracking, curling, and granule loss. The organic compounds in asphalt become brittle in cold weather and soft in extreme heat, creating stress points that develop into failures over time. Metal roofing handles thermal cycling more effectively due to expansion joints and flexible fastening systems designed to accommodate temperature-related movement. Proper installation techniques and high-quality materials help both roofing types manage Missouri’s temperature extremes, but metal’s superior thermal performance provides longer-lasting protection.
Which roofing material performs better during Missouri’s tornado season?
Metal roofing’s interlocking panels and mechanical fastening systems provide superior wind resistance up to 120+ mph compared to asphalt shingles, which typically fail at lower wind speeds despite improved ratings for premium products. The continuous surface and concealed fastener design of standing seam metal roofing eliminates the edge lifting problems that plague shingle systems during high winds. While neither material can withstand direct tornado impact, metal roofing survives the severe thunderstorms and straight-line winds that commonly damage asphalt shingles throughout tornado season. Properly installed metal roofing significantly reduces the likelihood of wind-related damage that shortens overall roof lifespan in Missouri’s storm-prone climate.
