How Do I Choose Between Shingles vs Metal Roofing in Columbia, MO?

Choosing between asphalt shingles and metal roofing is one of the biggest decisions Columbia homeowners face when it’s time for a roof replacement. Mid-Missouri weather throws everything at our roofs—spring hailstorms, summer heat waves, winter ice, and year-round wind. The right material depends on your budget, how long you plan to stay in your home, your neighborhood’s character, and how you want to handle maintenance down the road.

At CoMo Premium Exteriors, we’ve installed both materials across Columbia, Jefferson City, and surrounding Mid-Missouri communities for over a decade. We don’t push one option over the other—we help you understand what works best for your specific situation. Here’s a straightforward breakdown to help you decide.

Shingles vs Metal: The Basics

Asphalt shingles are the most common roofing material in Columbia for good reason. They’re affordable, easy to install, and come in dozens of colors and styles that fit most residential neighborhoods. Architectural shingles (the upgrade from basic 3-tab) offer better durability and wind resistance, typically lasting 25-30 years in Mid-Missouri conditions.

Metal roofing has gained popularity in recent years, especially for homeowners planning to stay in their homes long-term. Standing seam metal roofs can last 50 years or more, handle severe weather exceptionally well, and reflect heat to reduce cooling costs in Columbia’s humid summers. The upfront cost is significantly higher, but the longevity can offset that over time.

Cost Comparison: What Columbia Homeowners Should Expect

Cost is usually the first factor homeowners consider. Here’s a realistic breakdown for Mid-Missouri installations:

Material	Cost per Sq Ft (Installed)	Lifespan	Best For
Architectural Shingles	$4.50 – $7.00	25-30 years	Budget-conscious homeowners, most neighborhoods
Metal Roofing (Standing Seam)	$12.00 – $18.00+	50+ years	Long-term ownership, modern aesthetics

These ranges reflect typical installations in the Columbia area. Your actual cost depends on roof complexity, pitch, accessibility, and the specific products you choose. For an accurate quote tailored to your home, our Columbia roofing team can provide a detailed assessment.

How Mid-Missouri Weather Affects Your Choice

Columbia’s weather patterns play a significant role in this decision. Here’s how each material performs in local conditions:

Hail and Storm Damage

Mid-Missouri sees its share of severe spring and summer storms. Metal roofing is highly resistant to hail impact up to a certain size—small to medium hail typically leaves no damage. Large hail can dent metal, but the roof itself usually remains functional. Shingles can crack, lose granules, or tear in hail events, requiring spot repairs or full replacement depending on severity.

Wind Resistance

Both materials can handle Mid-Missouri winds when properly installed. Architectural shingles rated for 130 mph wind resistance are standard in quality installations. Metal roofs, when correctly fastened, can withstand even higher wind speeds. The key difference comes in how each material ages through repeated wind events—shingles may gradually lift at edges over years of exposure, while metal maintains its seal unless physically damaged.

Temperature Extremes

Columbia’s summers bring heat and humidity; winters bring freezing temperatures and ice. Metal roofing reflects sunlight, keeping attics cooler and reducing air conditioning load—noticeable on two-story homes in older Columbia neighborhoods. Shingles absorb heat, which can increase cooling costs but also helps melt winter ice more evenly. Both materials perform well when paired with proper attic ventilation.

Neighborhood Considerations and HOA Rules

Before committing to metal roofing, check your neighborhood’s character and any HOA requirements. Many Columbia neighborhoods—especially established areas like Old Southwest, East Campus, and The Forum—have predominantly shingled roofs. A standing seam metal roof can look out of place and may affect resale value if it doesn’t fit the architectural context.

Some homeowners associations explicitly prohibit metal roofing or restrict it to specific colors and profiles. Even without formal HOA rules, consider how your choice fits with surrounding homes. Metal roofing works best in neighborhoods with mixed materials, newer developments where modern aesthetics are common, or on homes where the architectural style naturally accommodates it.

Maintenance and Repairs

Shingles: Minimal maintenance required. Periodic inspections after storms, especially hail events, catch damage early. Repairs are straightforward—damaged shingles can be replaced individually without disturbing the rest of the roof. Over 25-30 years, you may need minor repairs here and there, but shingles generally don’t require ongoing attention.

Metal: Very low maintenance. The main concerns are ensuring fasteners stay tight (especially after high winds) and checking for scratches in the coating that could lead to corrosion. Walkability varies by profile—some metal roofs can be damaged if walked on incorrectly. Repairs are more specialized than shingle work and require a contractor experienced with metal systems.

Insurance Considerations for Missouri Homeowners

Before choosing metal roofing, call your insurance provider. Some carriers offer discounts for metal roofs due to their durability and fire resistance. However, there’s a catch with hail coverage: many policies distinguish between “functional damage” and “cosmetic damage” on metal roofs.

Large hail can dent metal without compromising its function. Some insurers will only pay for replacement if the coating is compromised or water infiltration occurs. Cosmetic dents may not trigger coverage, leaving you with a dented roof that still works but looks weathered. Shingles typically trigger replacement claims more readily when hail damage is evident. Understand your policy’s hail provisions before investing in metal if storm damage is a primary concern.

Making the Decision: A Framework for Columbia Homeowners

Choose shingles if:

You plan to sell your home within 10-15 years and want to avoid over-improving for the neighborhood
Budget is a primary consideration
Your home fits a traditional architectural style common in Columbia
You want straightforward repairs if storm damage occurs
ROI and recouping costs at resale are important

Choose metal if:

You plan to stay in your home for 20+ years and want a “buy once” solution
Energy efficiency and reduced cooling costs matter to you
Your home’s style and neighborhood suit modern or mixed-material aesthetics
You want minimal long-term maintenance
You’ve verified insurance coverage for hail damage

Get an Expert Opinion for Your Columbia Home

Every roof is different—pitch, size, orientation, and existing structure all factor into what works best. CoMo Premium Exteriors has installed both shingles and metal roofing throughout Columbia, Ashland, Hallsville, and Jefferson City. We can walk your roof, assess your specific situation, and give you a straightforward recommendation based on facts, not sales pressure.

Whether you’re replacing storm-damaged shingles or upgrading to metal for the long haul, our Columbia roofing contractors handle the entire process—from inspection and material selection through installation and final cleanup. We’re licensed, insured, and triple-certified, so you can trust the work will stand up to whatever Mid-Missouri weather brings.

Ready to explore your options? Schedule a free inspection and we’ll help you make the right choice for your home, your budget, and your future.

Frequently Asked Questions

Is metal roofing louder than shingles when it rains?

Not significantly. When installed with proper underlayment and insulation—standard practice in quality installations—metal roofs aren’t noticeably louder than shingles during rain. The attic space and insulation dampen sound regardless of roofing material.

Can I install metal roofing over existing shingles?

Technically yes, in some cases, but we generally recommend removing old shingles first. Installing over existing layers adds weight, hides potential deck problems, and can shorten the new roof’s lifespan. A clean tear-off lets us inspect and repair the deck, ensuring your new roof has a solid foundation.

How does metal roofing affect my home’s resale value?

It depends on your neighborhood and buyer preferences. In areas where metal is common or fits the architectural style, it can be a selling point due to longevity. In traditional shingle-dominant neighborhoods, it may not add value and could potentially limit your buyer pool. Consider your neighborhood’s character before choosing metal.

What color options are available for metal roofing vs shingles?

Both offer extensive color choices. Shingles come in dozens of colors from major manufacturers like Owens Corning, GAF, and CertainTeed. Metal roofing offers even more customization—standing seam is available in numerous solid colors, and some manufacturers offer painted profiles that mimic shingle or tile textures. We can show you full color catalogs for both options.

How long does installation take for shingles vs metal?

A typical Columbia home takes 1-2 days for shingle replacement. Metal roofing usually takes 2-3 days due to more complex fastening and detailing. Both timelines depend on roof size, complexity, and weather conditions. We plan around Columbia’s weather patterns to minimize exposure time.

Do metal roofs attract lightning?

No. Metal roofing doesn’t attract lightning any more than other materials. If lightning does strike a metal roof, the material conducts the charge safely to the ground without catching fire—actually a safety advantage over combustible materials. Proper grounding and lightning protection systems are separate considerations regardless of roofing material.

Can I walk on a metal roof to make repairs or clean gutters?

It depends on the profile. Some metal roofs are designed for walkability; others can be damaged by foot traffic. Standing seam roofs typically require walking on the raised seams, not the flat panels. We’ll show you safe access points and techniques if you need to access your roof. For most homeowners, we recommend professional roof access for any maintenance work.

Columbia, MO Guttering & Roofing: A Project Plan that Fits Your Needs

Guttering & Roofing: A Project Plan that Fits Your Needs

In Columbia during storm season, the weather can vary greatly from large hail to strong winds to a combination of both. Each new season brings the potential for severe and even damaging storms, which means you should be aware of the Columbia, MO guttering & roofing options. CoMo Premium Exteriors is one of the leading roofers in the area, and not only can we perform a full roof inspection, but we can schedule everything from basic repairs to full roofing replacement.

Roofing repairs are one of those things that just makes blood pressure and anxiety meters spike, and nobody likes thinking about the potential costs of repairs after torrential rains or hail storms. This is why it’s crucial to know which roofers in your area are going to be able to offer reliable service with the craftsmanship they stand behind.

The Importance of Columbia, MO Guttering & Roofing

From the searing summer sun to the frigid winds of winter, Columbia, MO gutters & roofs take a considerable beating. Between those two extremes, we also see incredible amounts of rain during the spring and fall.

No matter what season it is, having gutters and a roof that is in good shape and can actively protect your home is essential. Your home is one of your largest and most significant investments, and allowing the elements to infiltrate that investment can cause a considerable loss in value.

Your roofing and guttering are designed to work as a system that moves water off of and away from your home to ensure it does not infiltrate and create interior water damage. Proper guttering also serves to help keep the water from pooling around the base and foundation of your home. If water accumulates near your foundation for lengths of time it can result in leakage, cracks, and settling.

Get Guttering & Roofing That Fits Your Needs

One of the most frustrating experiences as a homeowner is dealing with pushy or high-pressure contractors. No matter the complexity of your roofing or guttering project, we won’t pressure you or use “buy now” schemes. We work hard to explain the process and justify why we are your best choice, but we never you deceptive practices. If you work with us and your project changes scope because of new additions you want to make or because we encounter unexpected issues such as rot or termites, we will make sure that you are kept fully informed of the issue and expenses. You won’t be pushed into additional costs or unwanted services that are not necessary to complete the job correctly.

Transparency Is Important To Our Roofing Family

Being fully transparent is one of the primary goals of our company, and this extends from initial inspections and estimations to the project execution and the finalization and acceptance of completed service. If you are working with insurance to complete a roof replacement, you can be assured that we will communicate with your insurance company regarding necessary services to ensure we install your roof per the manufacturer’s specifications and local code.

We Can Help Make Sure Your Insurer Covers What’s Needed

Sometimes your insurance company can miss exterior items that were damaged by a storm, leaving you to find them later and correct them at your own expense. When we work with your insurer to complete a covered storm loss, we will do a thorough inspection of your home to find all the relevant damage. Insurance adjusters aren’t roofers, and occasionally they may not cover something that is essential to getting your roof done correctly. Cases like this might cause other roofers to simply bill you at the end, but we’ll make sure you know of any speed bumps in the process so that we can handle them together. CoMo Exteriors is ready to be your Columbia, MO guttering & roofing partner.

Why is Owens Corning a Great Asphalt Roofing Shingle?

Let’s discuss the Owens Corning brand of roofing materials. As one of the most popular brands of shingles in Missouri, Owens Corning makes solid and reliable asphalt shingles that don’t require you to break the budget. Through this article, we will explore why these shingles are the best choice for roofing in Missouri.

Background on the Owens Corning Company

The history of Owens Corning goes all the way back to the 1800s when a lab experiment turned into what we know today as insulation. Best known for their iconic use of the “Pink Panther”, Owens Corning is a brand that manufacturers insulation, roofing, and fiberglass composites that are found in products throughout the world.

For roofing, Owens Corning produces a wide range of asphalt shingles under product lines called Duration, Oakridge, Berkshire, Woodcrest, Woodmoor, and Supreme. These different product lines offer various looks, price points, and impact resistance. Here in Missouri, most homeowners prefer the Owens Corning Duration brand of shingles for their durability, reputation, and affordability. This is one of our favorites because it outperforms many other shingle brands, and comes in a plethora of color options. They include:

Driftwood
Brownwood
Summer Harvest
Onyx Black
Harbor Blue
Shasta White
Desert Tan
. . . and several more.

Owens Corning shingles even offer special defense against offensive substances like algae. They do this with a shingle composed of an outer layer of ceramic, copper, and a mineral core. More importantly, Duration shingles have their patented SureNail technology built into each shingle. SureNail is a simple concept, but it makes a huge difference in the shingle performance and the speed of its installation. SureNail is a unique fabric strip that is integrated into the shingle and is the line where the roofing nails are installed. This unique fabric strip offers several advantages:

It eliminates the worry that a roofing nail will be driven too far into the shingle. The fabric strip ensures the nail head sits at the right depth. This eliminates the need to hand drive roofing nails and allows for the free use of pneumatic nailers.
It creates a much stronger grip on the shingle making it more difficult to blow off in the wind, as compared to other shingles.

These unique features, combined with a reputable company standing behind them, makes Owens Corning Duration shingles a great choice for any home.

Asphalt for Roofing Purposes

We can confidently state that there are many benefits to using Duration asphalt shingles. Here are just a few perks:

They can last anywhere from 15 to 25 years, even amid the harsh Missouri weather.
The price is quite cost-effective compared with more expensive approaches like metal roofing.
Asphalt shingles score high on energy efficiency, impact rating, angle versatility, and ability to withstand heavy wind (if you buy the right kind).
There are even asphalt shingles on the market that can imitate a wood or stone look.

If you want to dive further into this topic, check out this post we did on asphalt roof shingles.

CoMo Premium Exteriors: Best Roofers in Central Missouri

Once you’ve selected the material you like for your next roof project, then all you need is a good installation crew. Roofing can be dangerous and difficult, so never do this task alone. Along with the Owens Corning asphalt shingles, we also install other materials such as:

Metal Roofs
Flat Roofs
Commercial Roofs
Specialty Roofs

Good roofers can cover any of those jobs for you. When we say we’re good, we mean we’re The Best Roofers in Columbia, according to Expertise.com. If you’d like to see further testimony of our roofing prowess, just listen to all the positive feedback we receive.

On Google Reviews, we have over 200 reviews for a nearly perfect rating of 4.8/5.0 stars. That’s proof that you can rely on us for serious outdoor renovation work.

Roofing Contracts and Payment

What You Need to Know Regarding Roofing Contracts and Payment

Navigating roofing contracts and payments as a homeowner can seem like a daunting task, especially if you have no legal experience as a first-time homeowner. To add to the stress, there are contractors out there who may be looking to scam you, but if you educate yourself and find a trusted contractor the process will be hassle-free. So, here’s what you need to know about roofing contracts and payments.

What Should be in a Roofing Contract?

First off, as with any professional business, your contractor should have a written, legal contract that outlines what work will be performed, the conditions, and the cost of that work. Some companies will use two kinds of contracts, one for insurance-related jobs and one for jobs that are not covered by insurance. With roofing jobs, there may be rotted decking that can’t be seen until the roof is removed. Since rotted decking needs replaced before the installation of your shingles your contract should also include an estimated cost for this replacement so you are not caught off guard.

Work Beyond Insurance Allowance

If you incur damage to your home from a storm there is a possibility that the insurance will only cover a portion of your roof, siding, or guttering and you will want to replace that material in its entirety so that it is uniform in age and appearance. Maybe you’ve been planning to replace your roof, siding, or gutters and considered upgrading to a higher quality product than what is currently on your home and covered by insurance. If either of these two scenarios describes your situation, your contractor should guide you through the process and provide an estimate outlining the costs beyond what insurance has covered.

Paying for your Roofing Repairs or Replacements

It is important to look for any irregularities in how your contractor requests payment. Typical contractors will ask for 50% of the total cost upfront and the rest at the competition of the job. The first 50% acts as a down payment which will allow them to cover material costs before the job has begun. It is also common on large jobs for contractors to ask for 1/3 of the payment upfront, 1/3 at the start of the job, and the final 1/3 upon the job’s completion. It’s important to look for a contractor that uses one of these payment terms because it allows the homeowner to make sure the work is completed to the terms of the contract and there aren’t any problems with the work before paying in full. It is a red flag if a company asks for 100% of the contract value upfront because they could take your money and never complete the job, leaving you with little recourse for repayment.

In the case of most insurance contracts, an agreed-upon portion of the funds will typically be released to the homeowner within 1-2 weeks after the adjuster approves the claim. The homeowner will then use those funds to pay the contractor and any money not yet released by the insurance company is typically paid once the work is complete and the contractor or homeowner sends the final invoice to the insurance company. After the proof is submitted, funds will typically be received within 30 days. An experienced contractor should be aware of this timeline and allow homeowners 30 days to pay their bills. Please note there are different types of insurance policies and you should review your coverages with your insurance agent to understand your specific policy.

Financing Options

Financing options for roof replacements are common and many sources exist for today’s homeowners. Whether you are financing the entire amount or just need to finance the amount of your deductible, you can get financing through your primary banking institution or from home improvement lenders. Como Premium Exteriors can offer competitive financing options to almost every customer through our financing partners. The application process is simple and credit decisions are returned within 15 minutes. If financing is something you need, don’t be afraid to ask your contractor for the options they provide.

Want to Know More About Roofing Contracts and Payment?

If you’re still feeling intimidated by roofing contracts and payment, siding, or gutter repairs, call CoMo Premium Exteriors to help answer your questions. We have years of experience providing homeowners with accurate estimates and helping them to understand the process of working with insurance.

What to Expect From a Roof Inspection and Insurance Claim in Mid-Missouri

If you think your roof may have storm damage, do not start by guessing from the driveway. Start with a clear inspection from someone who knows what Mid-Missouri weather does to shingles, flashing, vents, and roof valleys. Hail, wind, fallen limbs, and repeated freeze-thaw cycles can all leave damage behind that is easy to miss until water gets in.

At CoMo Premium Exteriors, we show you what we found, explain what needs attention, and help you understand the next step. Sometimes that means a repair. Sometimes it means a full replacement. Sometimes it means documenting the damage, keeping an eye on the roof, and waiting to file until the facts are clearer. You should get honest answers before you make a bigger decision.

If you want a no-pressure starting point, schedule a free roof inspection. From Columbia to Jefferson City and the surrounding Mid-Missouri communities, we see the same weather patterns every year, and we know where that damage usually shows up first.

Checklist graphic showing the five key steps after storm-related roof damage in Mid-Missouri — A simple way to think about the process: inspect, document, review, decide, and then schedule the right repair or replacement.

Why the inspection comes first

A lot of homeowners ask the same question: should you file the claim first, or call a roofing company first? In most cases, starting with the inspection makes the process cleaner. It helps you understand whether you are dealing with cosmetic wear, minor repair issues, or storm-related damage that may justify a claim.

That inspection also gives you a baseline. We document what we see, explain the likely cause of the damage, and point out the areas that matter most. On a Mid-Missouri roof, that often includes ridge caps, exposed slopes, flashing transitions, pipe boots, and shingle tabs that have been creased or lifted by wind. If hail is involved, we look for consistent impact patterns, granule loss, and damage to related components around the roofline.

For homeowners who want more background first, our roof inspection page explains what a professional inspection is designed to catch and why it matters before the leak gets worse.

What happens during a roof inspection

A good inspection should feel organized, not vague. We start by asking what you have noticed. Maybe you saw shingles in the yard. Maybe you found a new ceiling stain after a storm. Maybe your neighbors are getting roofs approved and you want to know whether your home has the same kind of damage. That context matters.

From there, the inspection itself usually includes:

a review of the roof surface for hail hits, lifted tabs, exposed matting, missing shingles, flashing issues, and obvious impact zones
inspection of areas where leaks often begin, including penetrations, valleys, wall transitions, and ventilation points
photo documentation of relevant damage so you can see what we are seeing
a plain-language explanation of whether the roof looks repairable, borderline, or replacement-level damaged

That is where local experience matters. Mid-Missouri storms do not damage every roof the same way. Roof age, slope direction, tree cover, attic ventilation, and past repairs all affect what we find. Our job is not to force every inspection into the same outcome. It is to tell you what is actually there.

When storm damage may justify an insurance claim

Not every roof issue belongs in an insurance claim. Age, normal wear, installation mistakes, and old patchwork repairs are different from sudden storm-related damage. If hail or wind created fresh, documentable damage, a claim may make sense. If the roof is simply worn out, a claim may not be the right path.

This is where homeowners get frustrated, because the line is not always obvious from the ground. That is why we focus on documentation. We can show you the visible signs, explain what they usually mean, and help you understand whether the facts support moving forward.

We also keep the language honest. We are not your adjuster, and we do not promise claim outcomes. What we can do is inspect the roof, document what we find, share our professional opinion, and be available when the insurance company inspects the property so the damage we found is easy to review.

If the storm was recent, our storm damage roofing page and our Mid-Missouri guides on hail damage and wind and tree damage can help you understand what to look for between now and the inspection.

What to expect if you file the claim

Once you decide to file, the process usually moves in stages. First, your carrier creates the claim and schedules its own inspection. Then an adjuster reviews the roof and related exterior damage. After that, you receive paperwork showing what was approved, what was excluded, and how the payment structure works.

This is also where many homeowners run into avoidable confusion. Terms like deductible, depreciation, ACV, and RCV can make the paperwork feel heavier than it needs to be. A roofing contractor should not pretend to be your insurance company, but we can help you read the estimate in practical terms. In other words, we can show you whether the scope lines up with the roof conditions we documented and whether there are items worth asking the carrier to review again.

When appropriate, we can attend the adjuster meeting, point out the documented damage, and provide photos or measurements tied to the roofing work itself. That keeps the conversation grounded in the actual condition of the roof, not guesswork.

How the inspection helps you decide between repair and replacement

Sometimes the inspection confirms a localized issue. A few shingles may have been lifted. Flashing around one transition may have failed. In cases like that, a targeted repair can be the right move. In other cases, the inspection shows repeated damage across multiple slopes, brittle shingles, widespread granule loss, or enough storm impact that another patch job would only delay the bigger cost.

That is where you need straight talk. You do not need a contractor who turns every inspection into a sales pitch. You need one who can explain whether a repair will truly buy you useful time or whether replacement is the more durable decision. Our roof repair vs. replacement guide breaks that down in more detail if you want to compare the two paths before making a call.

Because CoMo Premium Exteriors is triple-certified with GAF Master Elite, Owens Corning Platinum Preferred, and James Hardie Elite Preferred status, we bring a higher installation standard to the work after the inspection too. That matters when you are not just trying to patch a problem, but solve it for the long haul.

Questions to ask after your inspection

Before you move ahead, ask a few direct questions:

What specific damage did you find, and can you show me photos?
Does this look repairable, or is replacement the more durable option?
What part of this appears storm-related versus normal wear?
If I file a claim, what roofing documentation should I keep?
If I do not file a claim, what risk am I taking by waiting?

A contractor should be able to answer those without hiding behind jargon. If the answer is not clear, the inspection did not do its job.

A better next step for Mid-Missouri homeowners

If you suspect roof damage after a storm, start with facts. A real inspection gives you those facts. It tells you whether you are dealing with repair-level damage, claim-level storm damage, or a roof that has simply reached the point where replacement is the better investment.

We have helped Mid-Missouri homeowners through this process for years by staying practical, documenting clearly, and keeping the conversation honest. If your roof has taken hail, wind, or storm-related damage, schedule your free inspection or contact our team. We will walk you through what we see and what your real options are.

Frequently asked questions about roof inspections and insurance claims

Should I call a roofer or the insurance company first?

In most cases, start with the roof inspection. That gives you a clearer picture of whether there is likely storm-related damage worth claiming, or whether the issue is better handled as a repair or maintenance item.

What does a roof inspection usually include?

A professional inspection typically includes a review of shingles, flashing, penetrations, roof slopes, visible storm impact, and photo documentation of the conditions found. You should also get a plain-language explanation of what the findings mean.

Can a roofing contractor negotiate my insurance claim?

No. A roofing contractor should not present themselves as your adjuster or legal representative. What we can do is document roof damage, explain the roofing scope, and share our professional findings during the inspection process.

What kind of roof damage is often associated with hail or wind?

Common examples include creased shingles, lifted tabs, missing shingles, exposed fiberglass matting, damaged ridge components, granule loss, and impact marks that appear across affected slopes after a storm event.

How do I know if I need repair or replacement after the inspection?

That depends on the extent of the damage, the age of the roof, how many slopes are affected, and whether the roof still has enough life left to justify another repair. A good inspection should explain that tradeoff clearly.

Do you offer free roof inspections in Mid-Missouri?

Yes. CoMo Premium Exteriors offers free roof inspections for homeowners across Columbia, Jefferson City, and surrounding Mid-Missouri communities who want a clear read on storm damage, repair needs, or replacement planning.

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A Missouri Homeowner’s Guide to Metal & Stone Coated Steel Roofing

Metal and stone coated steel roofing can be a great option for Midwestern homeowners. They are durable options and are available in more styles than many people realize. From an upscale, traditional shingle look to a rustic metal roof look, or even a weathered copper finish there are metal roof options to suit any homeowner’s taste.

What is Metal Roofing and Stone Coated Steel Roofing?

The metal roofs we recommend at CoMo Premium Exteriors are of high quality and comes from trustworthy Missouri manufacturers. Many times, homeowners see metal roofing materials at big box stores and think that product is similar to what we offer. The metal roofs we typically install are known as standing seam roof systems where screws and fasteners are hidden. The metal comes in large sheets that are custom manufactured to the length of your roof (from eave to peak) to minimize the number of seams. All the metal roofing we install and recommend at CoMo Premium exteriors also has matching metal ridge and rake and the metal typically uses Kynar paint, which provides a high-quality hardened finish.

Stone coated steel roofing is different than metal roofing in two major ways. The first is that instead of being large sheets it is individual shingles; the second difference is that each steel shingle is coated with asphalt. These metal and stone shingles give your home the classic look of an architectural, wood shake, or even slate shingle with the durability of steel.

High Quality Metal Roofing v. Hardware Store Metal Roofing

The metal roofing you would want installed on your home may not be the same as metal sheeting you see in your local hardware store. Many big box hardware stores carry a range of metal roofing options, however their lead times and employee knowledge regarding these products can vary greatly. That why it is very important to hire knowledgeable sales representatives like those at CoMo Premium Exteriors who can explain the differences between metal roofing options and provide good advice on what best suits your situation.

Different Aesthetics of Metal Roofing

Metal roofing may have a reputation for looking rustic, but metal roofing can actually look quite elevated and sometimes, doesn’t look like metal at all. There are several options for color and finish of metal roofing. Different metals, of course, have different looks but the metal can also be coated in different colors. Red, green, and shades of gray are all common metal roof colors. There are even metal and finish options that can give your roof a faux weathered look without damaging the integrity of your roof.

Another option to elevate your metal roof is accent metals. A different kind of metal can be used on the ridge and rakes to add contrast and make your home pop.

Durability of Metal and Stone Coated Steel Roofing

One great benefit to purchasing a metal roof is its lifespan, which can last twice as long as asphalt shingles. However, it is important to note that metal roofing can be dented from hail or falling branches during high winds. These dents many times are cosmetic and won’t affect the lifespan of your roof, but some dents can lead to cracks in the finish of the metal. A crack in the coating of your metal roof will expose the raw metal to the elements and lead to rust. Once a small piece of your roof has rusted, it is likely to spread which can lead to leaks.

Stone coated steel roofing does not have the same issues with denting. This shingle option is very durable and the granules are baked onto the shingle during the manufacturing process. While these shingles will lose some granules over time, that loss will occur much slower than with asphalt shingles. Should the roof be damaged by very large hail, additional granule loss can occur at a faster rate.

Price of Metal and Stone Coated Steel Roofing

Metal roofs can cost twice that of traditional asphalt shingled roofs, but that cost varies based on a number of factors and selections. In addition, it is important to consider the cost of insuring a metal roof. While some insurance companies will give you a homeowner’s premium discount for installing a metal roof, there could be issues you don’t want to deal with should a hail storm occur in your area. Most insurers will not cover costs to repair dents in metal roofs if they deem those dents to be merely “cosmetic”. In these instances, homeowners are left with a metal roof that has noticeable “dings” all over it, but unless the paint has come off or the storm damage exposed the roof, these cosmetic dings would not be covered.

Stone coated steel roofing is even more expensive than traditional metal roofing— it is up to 6 times as expensive as asphalt shingles. For many homeowners this cost difference is not worth the added benefits of stone coated steel roofing and they typically opt for traditional metal roofing or asphalt shingles.

Interested in Metal Roofing?

If you are interested in metal or stone coated steel roofing for your home or business reach out to our staff CoMo Premium Exteriors for a complementary inspection from one of our roofing experts. An inspection can tell you if metal or stone coated steel roofing is a good option for you. If you don’t think metal roofing is right for you, there are many other roofing materials that we can explore.

Deciding on Roofing Materials? A Look at Clay Tile & Slate Shingles

An option that can give your home a beautiful and unique look that isn’t often seen in the Midwest are clay tile or slate shingles. True clay tile and slate shingles are rare to see on modern homes in Missouri but were once very popular. In some cases, today, you may think you have seen a clay or slate shingled roof, but it may just be polymer composite shingles in the style of clay or slate.Read More

asphalt roofing contractors in columbia mo

Everything to Know About Asphalt Roofing Shingles for Your Missouri Roof Replacement

Everything Know Asphalt Roofing Shingles for Missouri Roof Replacement

Most roofs in the Midwest use asphalt shingles because they are able to endure the harsh winters and hot summers of the Midwest and have a cost-effective price point. Asphalt roofing shingles also come in several styles and colors so, whatever look you are hoping to achieve with your roof, asphalt shingles can likely accomplish it.Read More

Roofing Aesthetics and Remodeling Goals

Do you have a roof that’s looking dingy, faded and just plain worn? Have you updated other parts of your home and now the style of your roof doesn’t match? It’s probably time to consider your roofing aesthetics and remolding goals. Most homeowners can’t recall the color of their roof when put on the spot because, if it’s doing its job well, it tends to be out of sight out of mind. But the visual difference an updated roof can make is much bigger than you would think.Read More